The average American owes $52,940 in debt. Of that $52,940, $36,730 is from mortgage debt, $5,730 is from student loans, and $5,000 is from auto loans. Little wonder that money worries can be a major cause of stress.
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The wise use of credit is a critical skill in today’s world. Used unwisely, however, credit can rapidly turn from a useful tool to a crippling burden.
This month, many universities and colleges are welcoming students back to campus, even if most campuses are largely online this year.
A good credit score can result in a lower home mortgage rate or a car buying rate. We all try to maintain a good score. Sometimes, though, life throws us a financial curveball and that score declines. What steps can we take to help repair it?
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